habits

Successful Habits

It's already Day 3 of the Financial Freedom Challenge.

And today's concept is: Success can be automatic.

Ever heard this saying? "First we make our habits.

Then our habits make us."

Well, isn't that especially true when it comes to

money? We create our habits around money. And

then our habits around money make (or break) us.

Of course, most people have the best of intentions

when it comes to managing their finances. What's a

shame is that a lot of people's dreams are thwarted

by their failure to act upon their good intentions.

Their failure to make good financial management a

habit.

There are so many technology-based financial tools

available today to help save you time and money.

We think we'd be awfully remiss if we didn't devote

one day of the Financial Freedom Challenge to them.

So, today your finances are getting some tech support.

But don't rush out and grab yourself a pocket protector

just yet. These are technology-based tips and tools

that anyone can use. 

Of course, there's one catch. Just like we couldn't

tell you yesterday which expenses you should slash,

we can't tell you which ones of these to take advantage

of either. That's up to you.

So we've created another list. And we challenge you

to pick at least two.

Then tell everyone on Facebook and Twitter with

hashtag #7DaysThatPay how success is about to

come automatically for you.

*Set up automatic bill pay to save you late fees

and lift your FICO score (on-time payment history

accounts for 35 percent of your score).

*Have a set amount of money (let's say $100)

automatically transferred from your checking account

to a savings account each month, and in five years at

2 percent interest you could have more than $6,300

set aside. Wow.

*Make small contributions to 401K or college fund

accounts when you're not even looking.

*Commit just a little extra money each month toward

a car or mortgage payment. After a few times you won't

even miss the extra cash. 

Did you know that adding one...

extra payment per year can help you pay off your

mortgage loan five years faster? And you don't have

to make that extra payment all in one month. Spread

it out over 12.

*Get paid by direct deposit. You can even get your

company to automatically deposit a percentage of your

check into a savings account. So you never see that

money, while your savings and interest add up.

*Input calendar reminders that will automatically

prompt you to check your oil or shop for a birthday gift.

Planning ahead on little purchases can save you big.

Psst: Later in the week we're also going to talk about

how to use technology to save big on purchases.

Like pocket protectors. And Star Wars stuff.

We think this "geek" thing really works for you,

Friend.

To your success,

Peak Potentials
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Thank you for following along on The 7 Day Financial Challenge.
Please work on Day 3 then come back here for Day 4
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Looking for a Fun Way To Supplement Your Income?
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